Lifestyle Health Plans

Help your group clients gain control of health care expenses by addressing the root cause of escalating healthcare costs - employee health behaviors.  Lifestyle Health Plans believes that the only way to truly manage healthcare costs is to improve the health and wellness of plan members.  Though innovative plan designs, alternative funding structure, integrated wellness and lifestyle improvement programs, and employee incentives, Lifestyle Health Plans provides a unique and personalized solution to group health benefits.

Get to Know Lifestyle Health Plans

Innovative, ACA-compliant health benefit solutions for employers with 4 to 500 employees.

  • A health benefits solution that attacks the root cause of the escalating healthcare costs
  • Level-funded ERISA plan designs available through A-rated reinsurance carrier partnerships
  • Customized health plans offering a wide range of provider network choices
  • Turn-key program that offers employers full range of plan designs for ACA compliance

Integrated, Wellness Solution

Are you ready to put a plan in place that actually improves your employee's health? Lifestyle Health Plans has integrated a best-in-class, personalized employee health improvement program into the insurance plan design at no additional cost. As a backbone to this ERISA-based program's design, wellness is more than lip-service. It is an integral, fully-incentivized component of this program's success.

Incentivize Healthy Behaviors

Subscribing to 'the carrot versus the stick' approach to employee behaviorial change and lifestyle improvement, Lifestyle Health Plans offers a host of reward incentives for plan participants who actively participate in wellness and health risk management activities.

Incentives range from deductible credits and credit matching that lower members' out-of-pocket costs while on the plan and bonus bucks cash rewards designed to encourage wise healthcare consumerism and active health risk management.

Concierge Telemedicine at $0 Copay

Direct primary care and concierge telemedicine are changing the face of medicine and Lifestyle Health Plans offers OnCall MED integrated telemedicine as a key component of every plan design, at no additional cost to employer or employee participant. Access to a board-certified physician is just a phone call or e-mail away - 24 hours a day / 7 days a week / 365 days a year!

Plan members can access this service at $0 Copay and also earn bonus buck cash rewards when non-emergent conditions are triaged through the service!

100% Coverage for Outpatient Lab

Finally, a value-added lab benefit program that promotes healthy lifestyles and saves money for both employers and employee participants! Lifestyle Health Plans members who are not on a qualified HDHP plan design have the opportunity to have all outpatient lab costs covered at 100% through the DirectHealth Lab Program.

100% Coverage for Diabetic Supplies

Lifestyle plan participants need no longer pay for diabetic testing supplies out-of-pocket. Through an integrated diabetic supply benefit program, members can receive all of the testing supplies they need - including a new meter, test strips and lancets - shipped quarterly at no cost!

Strategic, Multi-Year Approach

Sponsoring employers will enjoy reductions in healthcare cost increases based on a healthier employee group over time. Lifestyle Health Plans boasts a Care Advocacy and Patient Care Coordination team that work in conjunction with the Lifestyle Wellness Program to provide opportunities for individual members to take steps towards behavioral change and lifestyle improvement. In addition, program flexibilities include the opportunity for 2 year rate guarantees for qualifying employers upon renewal.